What to Do After a Car Accident in NY 72008
A car accident changes everything in an instant. Right after an accident, most people struggle to focus on anything beyond the shock of what just happened. What you do in the first few days following a car accident often determine whether you are able to receive fair payment for your injuries.
Above all else, see a doctor — even if your injuries seem minor. Conditions like whiplash, concussions, and internal injuries may not produce immediate symptoms. Seeing a physician establishes a documented record that connects your health issues to the accident — a link insurance companies often dispute if it is missing.
Once you have addressed your health, preserve as much evidence as possible. Photographs of the scene, names and numbers from anyone who saw what happened, and your police report all strengthen your position. If you are able, record what you remember while it is still fresh.
Something many people get wrong is speaking with the other driver's insurance company on your own. Insurance adjusters are experienced at limiting what they offer you. They may ask early settlement offers with the goal of to find inconsistencies that reduces what you can recover.
In New York's PIP laws, your own insurance handles basic medical expenses and lost wages irrespective of who caused the accident. That said, for injuries that surpass the serious injury standard — such as broken bones, permanent scarring, or substantial limitation of use — you have the right to step outside the no-fault system and bring a lawsuit directly against the at-fault driver for complete compensation.
An experienced lawyer who understands New York car accident law will help you understand what to expect — from dealing with your own insurer to negotiating a full recovery. In the DUI blood test attorney Saratoga Capital Region, Ianniello Chauvin, LLP represents clients in car accident claims with that same no-nonsense attention their attorneys are known for across Saratoga Springs, Clifton Park, Albany, and Glens Falls
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