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- 20:02, 31 January 2026 Goldetyqkm talk contribs created page Why Long-Term Homeowners Often Lose Smoke Damage Claims and What to Do About It (Created page with "<html><h2> Why homeowners who’ve owned a house 5-15 years assume smoke won’t be a problem</h2> <p> You’ve lived in the same house for a decade. No claims. No big events. The boiler chugged along, the kids scraped a painting here and there, and the roof got patched when needed. That pattern builds confidence. Many owners in the 5-15 year range tell me they assume their policy is fine because “nothing bad has happened yet.” That confidence is what the industry da...")
- 20:02, 31 January 2026 User account Goldetyqkm talk contribs was created
