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  • 08:58, 30 May 2026 Gardenibbt talk contribs created page Investment Planning in a Rising Rate Environment 93796 (Created page with "<html><p> Rates sat near zero for so long that entire habits grew around them. Cash felt like dead weight. Bonds were a source of ballast but not income. Investors stretched, sometimes too far, to make targets pencil out. Then the ground shifted. Central banks pulled rates up to tame inflation, and the old math came back to life. Cash yields five percent in many accounts. Investment grade bonds offer forward returns that look attractive again. Borrowing costs bite, which...")